Download your free copy today!
Speak with an Agent
Book an Appointment
Medicare is a federal health insurance program that covers nearly 64 million Americans. But even for those of us who don’t use Medicare health insurance, our pay stubs still show a deduction for Medicare tax each pay period. That leads to questioning, “Well, what is Medicare tax?” It turns out paying Medicare tax your entire working …
Picking a health plan is a big decision, which is why it’s important to carefully weigh your options when choosing a Medicare plan. Original Medicare, which includes Part A and Part B, covers many expenses, but beneficiaries still end up being responsible for certain copayments and deductibles. Original Medicare also does not provide coverage for …
Choosing Between Medicare Advantage and Medicare Supplement: What’s Covered? Read More »
No matter what insurance plan you have, it’s important to understand exactly what you’re responsible for when it comes to costs. Although they aren’t necessarily related, copay and coinsurance can cause some confusion. Copay is an alternative to coinsurance. Certain services a plan will list as flat copays versus other services they may charge a …
The Health insurance plan you choose will determine the doctors, nurses, office staff, and other health care professionals you can see. Insurance plans often require that you find doctors and family practitioners that are in their plan network. How to choose a primary doctor There are several times throughout your life when you’ll need to …
Many states have responded to the multiple threats and difficulties impacting Medicare Beneficiaries by instituting Special Election Periods. These SEP’s allow for enrollment in Medicare Advantage Plans outside of the normal Annual Enrollment (Oct 15th to Dec 7th) and the Open Enrollment (Jan 1st to Mar 31st). This flexibility has come about as a result …
Here is an article addressing how difficult it is even for the likes of AMAZON or BERSHIRE HATHAWAY to provide online shopping for health plans. A good local broker advisor is always best. The digital, direct-to-consumer health insurance company known as Oscar filed to go public this week. The insurer has signed up about half a million …